What is the USD to NGN rate right now?

The rate at the top of this page is live, refreshed within the last 30 minutes. The naira amount you see before sending is exactly what your recipient gets.

What does it cost to send from the US to Nigeria?

The rate is shown before you send, and the payout fee to a Nigerian bank or fintech account is ₦58. Wallet to wallet is free.

Can my recipient use OPay, PalmPay, Moniepoint or Kuda?

Yes. Fintech accounts are paid exactly like banks: enter the account number and the naira lands in about a minute.

Do I need a Nigerian bank account myself?

No. You send from your Eversend USD balance, which you top up from your US bank account or card. Only your recipient needs a Nigerian account or an Eversend wallet.

Is Eversend licensed in the US?

Yes. Eversend is registered with FinCEN as a money services business in the US and is used by over 1.6 million people. Funds are safeguarded and transfers are tracked end to end.

HomeSend to Nigeriafrom the US

🇺🇸🇳🇬USD → NGN corridor

Send money from the US to Nigeria.

The short answer

From the US you can send dollars to Nigeria with Eversend. The money lands in a Nigerian bank or fintech account like OPay in about a minute, measured over our last 90 days of transfers, and the USD to NGN rate is shown upfront before you send.

Licensed and safeguarded1.6M+ membersRate shown before you send

Send USD → NGNUp to date

You send

$

🇺🇸USD

1 USD = 1,368 NGNLIVE

fees included · updated in the last 30 min

Recipient gets

683,982

🇳🇬NGN

fee ₦58deducted, shown before you send

111,622 NGN more than a typical bank transfer would deliver

Arrives in about a minutemedian 1.0 min, last 90 days

Start this transfer

Today's rate · USD → NGN

1 USD = 1,368 NGNUpdated in the last 30 min

The rate refreshes every 30 minutes. The recipient amount you see already includes our commission: what you see is what they get.

Delivery times

How fast money arrives in Nigeria.

Delivery depends on how the recipient is paid. These are measured times, not promises.

Bank account

~1 min

91% land within 5 minutes

Any Nigerian bank or fintech account with a NUBAN number.

Eversend

Instant

Lands the moment you send

If they have Eversend, the money is theirs the second you confirm.

Medians measured over the last 90 days of real transfers. A first transfer may need a one-time verification.

Send USD to Nigeria in 3 steps.

01

Create your account

Download Eversend and verify your identity once. It takes a few minutes.

02

Add your USD

Top up your Eversend balance by bank transfer or debit card from your US account.

03

Convert and send

Pick Nigeria, the amount, and how they're paid. The rate and fee are shown before you confirm, and the money lands in about a minute.

Where the money lands

Payout methods in Nigeria.

Banks

Direct deposit to any major Nigerian bank.

GTBankAccess BankZenith BankUBAFirst Bank

Fintech accounts

Account-number payouts to the fintechs Nigerians use daily.

OPayPalmPayMoniepointKuda

USD → NGN, compared

A typical bank

Eversend

Rate you see

Hidden until it lands

Shown before you send

Transfer fee

Wire fees at both ends

₦58 to bank account, wallet free

Money arrives

2 to 5 business days

About a minute

Fintech account payout

Not supported

OPay, PalmPay, Moniepoint

More ways to send to Nigeria

🇬🇧Send from the UK to Nigeria 🇬🇭Send from Ghana to Nigeria

Send from the US to…

🇬🇭The US to Ghana

USD → NGN questions.

Payouts to Nigerian banks and fintech accounts land in about a minute, measured over our last 90 days of transfers. Eversend to Eversend is instant. Your first transfer can take a little longer while we verify your identity once.

Send dollars to Nigeria today.

Download Eversend, add your USD, and your recipient is paid in about a minute.

Get the app See the live rate