What does it cost to convert currency?

Our margin is included in the exchange rate and starts from 0.9%. You see the exact rate and amount before you confirm. Most banks build a 3% to 5% margin into their exchange rate.

Which currencies can I convert between?

You can convert directly between 16 currencies on Eversend, including British pounds (GBP), US dollars (USD), euros (EUR) and major African currencies such as the Kenyan shilling (KES) and Nigerian naira (NGN).

Can I convert directly between any two currencies?

Yes. Eversend converts directly between currency pairs, so you do not route through US dollars and pay a conversion margin twice.

How fast does a conversion settle?

Conversions settle in seconds. The converted money is available in your Eversend balance straight away to spend, send or hold.

When can I convert currency?

Anytime. Currency conversion on Eversend runs 24/7, including weekends and outside banking hours.

Is Eversend cheaper than a bank for currency exchange?

For most people and businesses, yes. Banks typically build a 3% to 5% margin into the exchange rate. Eversend's margin is in the rate too, starting from 0.9%, and you see that rate before you confirm.

Do I have to convert before I send money abroad?

Not always. You can hold balances in several currencies and send from the right one, or convert first if you prefer. Either way, the rate and fee are shown before you confirm.

Foreign Exchange

Foreign exchange that works in your favour.

Convert company money between 16 currencies at a great rate, with the exact rate and amount shown in full before you confirm. Settle large amounts in seconds, any time.

Open an account Talk to sales

Licensed & regulated16 currenciesRate shown upfront

Convert

Live rate

You convert

1,000.00

GBP

1 GBP = 162.5 KES

You get

162,500

KES

Rate 162.5Margin included

Converted

Instant

Convert between 16 currencies at a great rate, shown before you confirm.

USDNGNUGXGHSXAFKESEUR+ 9 more

The problem

The exchange rate is where banks quietly make their money.

The old way

Banks bake 3 to 5% into the exchange rate

You see one rate, with no breakdown of the cost

Converting routes through dollars and charges twice

Rates move while you wait for a wire to clear

FX cost

3–5%

Hidden in the rate

You see

One rate

No breakdown

Convert

9–5

Banking hours

With Eversend

Convert at a great rate, from 0.9%, shown upfront

See the exact rate and amount before you confirm

Convert directly between any of 16 currencies

Converted money settles in seconds, ready to spend or send

FX margin

from 0.9%

In the rate

You see

Exact amount

Before you confirm

Convert

24/7

Always on

How it works

Convert in three simple steps.

01

Pick your currencies

Choose what you have and what you want from 16 currencies.

02

See the rate and cost

We show the exchange rate, with our margin included, and the exact amount you get before you confirm.

03

Convert in seconds

Confirm and the converted money lands in your balance instantly, ready to spend or send.

Capabilities

Currency exchange, done right.

◷

Great exchange rates

Convert at competitive rates, far below the markup banks bake into FX.

◎

Rate shown upfront

See the exact rate and amount before you confirm, so there are no surprises.

⇄

Convert any pair

Switch directly between 16 currencies, with no detour through dollars.

⛨

Upfront about our margin

Our margin is included in the exchange rate, from 0.9%. The rate you see is the rate you get.

◈

Ready to use

Converted money lands in your balance to spend, send or hold right away.

⌁

Settles instantly

Converted money is ready in your balance in seconds, any time of day.

Total transparency

See exactly what you pay, every time.

Every conversion shows the exchange rate, with our margin already included, and the exact amount you get before you confirm.

See live rates

What you pay

GBP → KES

You convertGBP 1,000.00

Exchange rate1 GBP = 162.5 KES

Our marginIncluded in the rate

You getKES 162,500

The rate includes our margin, from 0.9%, and is shown before you confirm.

At scale

Convert once, then put it to work.

Convert at the live rate and your money is ready straight away — spend it on a card, send it abroad, or hold it until you need it. No moving money out, no waiting for a wire to clear.

Convert large amounts at a great rate

See the exact rate and amount, every time

Converted money is ready to spend or send instantly

Ready to

Large amounts

Settled instantly

Great rate

Who it's for

However your business manages currency.

⇄

Cross-border trade

Convert to pay suppliers in their currency without losing margin to FX.

◷

Treasury

Convert across currencies at a great rate to manage costs across your markets.

⊡

Global payroll

Convert to pay staff and contractors in their own currency, on time.

✈

Travel & hospitality

Take payment in one currency and convert to settle costs in another.

from 0.9%

margin, in the rate

16

currencies to convert

$1B+

converted & moved to date

24/7

convert anytime

Questions

Foreign exchange, explained.

Everything you need to know about converting currencies on Eversend. Still unsure? Talk to our team.

We start from the live market rate and include our margin in it, from 0.9%. You see the exact rate and the amount you get before you confirm, so there are no surprises.

Works with

◴

Multicurrency Wallets

Hold the currencies you convert into, all in one account.

⇄

International Transfers

Send abroad at a great rate, with the cost shown upfront.

#

Global Accounts

Get paid into real local account details and convert when you choose.

Foreign exchange, in your favour.

Open an account and convert company money between 16 currencies at a great rate, with the cost shown every time.

Open an account Talk to sales