Question 1

Can I send money from Africa to Europe?

Accepted Answer

Yes. Eversend runs corridors out of Ghana, Cameroon, Uganda, Nigeria and Kenya to euro bank accounts. You fund from mobile money or a local bank account and the euros are paid by SEPA transfer. Most transfer apps only move money into Africa.

Question 2

Which European countries can I send to?

Accepted Answer

Any country in the euro area, because the payout is a SEPA transfer to a euro IBAN. That covers Germany, France, Italy, the Netherlands, Belgium, Austria, Spain, Portugal, Ireland, Finland, Slovakia and the rest.

Question 3

What do I need from the person receiving?

Accepted Answer

Their IBAN and the name on the account. SEPA does not use SWIFT codes or intermediary banks, so there is nothing else to collect and nothing to go wrong in the middle.

Question 4

How long does a transfer to Europe take?

Accepted Answer

About 3.2 minutes at the median over our last 90 days of successful transfers. SEPA settles on banking days, so a transfer sent over a weekend may land on the next working day.

Question 5

What euro rate do I get?

Accepted Answer

The live rate for your corridor, refreshed within the last 30 minutes and shown before you confirm. The euro amount on screen is exactly what arrives, with fees already taken out.

Question 6

Do I need a bank account to send from Africa?

Accepted Answer

Not in most markets. From Cameroon you can fund entirely from MTN Mobile Money or Orange Money, from Kenya from M-Pesa, and from Uganda and Ghana from mobile money too. Only the recipient needs a bank account.

Send money to Europe.

Where are you sending from?

One IBAN, the whole euro area.

Sending to Europe, answered.

Send to Europe in the next few minutes.