Which European countries can I send to?

Any euro-area country, because the payout is a SEPA transfer to a euro IBAN: Germany, France, Italy, the Netherlands, Belgium, Austria, Spain, Portugal, Ireland and the rest.

What do I need from the recipient?

Their IBAN and the name on the account. SEPA does not use SWIFT codes, so there is nothing else to collect.

What is the naira to euro rate today?

The live rate is at the top of this page, refreshed within the last 30 minutes. The euro amount you see before sending is what arrives.

Are there limits on sending naira out of Nigeria?

Yes, and they come from CBN foreign-exchange rules rather than from us. Whatever applies to your amount is shown in the app before you confirm, so you are not surprised later.

How much does it cost?

The rate is shown before you send and the euro bank payout fee is 0.49% + €0.99. Eversend to Eversend in euros is free.

HomeSend to Europefrom Nigeria

🇳🇬🇪🇺NGN → EUR corridor

Send money from Nigeria to Europe.

The short answer

Nigerian businesses and families both need euros: suppliers invoice in them, universities bill in them, relatives live on them. This corridor turns naira into euros in any euro-area account, converted once at the NGN to EUR figure previewed on screen, delivered by SEPA inside CBN's rules, which the app applies before you confirm rather than after.

Sending out of Nigeria happens inside CBN foreign-exchange rules. The rate is shown upfront, and any limits or checks that apply to your amount appear in the app before you confirm rather than at verification.

Licensed and safeguarded1.6M+ registered usersRate shown before you send

Send NGN → EURUp to date

You send

₦

🇳🇬NGN

1 NGN = 0.0006078 EURLIVE

fees included · updated in the last 30 min

Recipient gets

301.44

🇪🇺EUR

fee 0.49% + €0.99deducted, shown before you send

62.87 EUR more than a typical bank transfer would deliver

Arrives in a few minutesmedian 3.2 min, last 90 days

Start this transfer

Today's rate · NGN → EUR

1 NGN = 0.0006078 EURUpdated in the last 30 min

The rate refreshes every 30 minutes. The recipient amount you see already includes our commission: what you see is what they get.

Delivery times

How fast money arrives in Europe.

Delivery depends on how the recipient is paid. These are measured times, not promises.

Bank account

~3 min

67% land within 5 minutes

Direct deposit to any major bank in Europe.

Eversend

Instant

Lands the moment you send

If they have Eversend, the money is theirs the second you confirm.

Medians measured over the last 90 days of real transfers. A first transfer may need a one-time verification.

Send NGN to Europe in 3 steps.

01

Setup, once

Identity verified a single time.

02

Naira funds it

Transfer from your Nigerian bank.

03

Euros by SEPA

IBAN in, previewed figure honoured, delivered.

Where the money lands

Payout methods in Europe.

European bank accounts

SEPA payout to any euro account with an IBAN.

SEPA transferAny EUR IBAN

Eversend wallet

Free and instant EUR between Eversend accounts.

Eversend to Eversend

NGN → EUR, compared

A typical bank

Eversend

Can you even send it?

Often refused or branch-only

From your phone, in-app

Rate you see

Hidden until it lands

Shown before you send

Transfer fee

Wire fees at both ends

0.49% + €0.99 to bank account, wallet free

Money arrives

2 to 5 business days

Within minutes

More ways to send to Europe

🇪🇺Every way to send money to Europe 🇰🇪Send from Kenya to Europe 🇷🇼Send from Rwanda to Europe 🇿🇲Send from Zambia to Europe 🇨🇮Send from Côte d'Ivoire to Europe

Send from Nigeria to…

🇳🇬Everywhere you can send from Nigeria 🇹🇿Nigeria to Tanzania 🇿🇲Nigeria to Zambia 🇨🇮Nigeria to Côte d'Ivoire 🇸🇳Nigeria to Senegal

NGN → EUR questions.

Yes. Top up in naira and Eversend pays out to a euro bank account anywhere in the euro area by SEPA transfer. Moving naira out is the direction most transfer apps do not offer.

Euros, for everything priced in them.

Invoices, fees and family, settled from naira.

Get the app See the live rate