How do limits and controls work?

Set a hard monthly cap on each card, lock it to specific merchants or categories, and freeze or delete it instantly. Spend can never run past the limit you set.

How are cards funded?

Every card draws from your business balance. Top up once and allocate spend across the whole team — there is no FX surcharge on USD spend.

How does reconciliation work?

Every authorisation appears in real time, tagged by card, so finance sees the full picture as it happens rather than scrambling through receipts at month-end.

What if someone leaves?

Freeze or delete their card in one tap. Because each person has their own card, you never have to rotate a shared number across the team.

Where do the cards work?

Anywhere Visa is accepted — ad platforms, SaaS tools, overseas vendors and travel. Cards can be added to Apple Pay or Google Pay for in-person spend.

Virtual Cards

Cards your whole team can spend on.

Issue USD Visa cards to anyone on your team in seconds, each with its own limit and merchant rules. Fund from your business balance, see every charge in real time, and freeze any card in one tap.

Open an account Talk to sales

Visa accepted worldwideFreeze in one tapNo physical card needed

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A card per person, per vendor or per project — issue and control them all from one place.

Ad spendSaaSVendorsTeam budgetsPer-card limits

Where cards spend most

Pay the platforms your team runs on.

From our all-time data, these are the merchants our cards spend on most — pay every one of them in USD, a card per platform.

MetaGoogleApplePayPalTelegramTikTok

The problem

Company cards were never built for a global team.

A local card

One shared card number passed around the whole team

Up to 13% in hidden FX fees on every cross-border vendor payment

No way to cap a card, so overspend only shows up on the statement

Reconciliation is a month-end scramble through a pile of receipts

Hidden FX fees

up to 13%

On USD bills online

To replace

3–5 days

If lost or blocked

Controls

None

One card, one limit

An Eversend card

Issue a dedicated card to each person, vendor or project in seconds

Spend in dollars with no FX surcharge buried in the rate

Set a hard limit per card so spend can never run past budget

Every charge is tagged and visible in real time, not at month-end

FX surcharge

Spend in USD

To create

Instant

Spend in seconds

Controls

Per card

Limits & freeze

How it works

From create to checkout, in three steps.

Issue cards

Create a USD Visa card for each person, vendor or project in seconds — no plastic, no waiting.

Set the rules

Give every card its own limit and merchant rules, funded straight from your business balance.

Track & reconcile

Watch spend land in real time, tagged by card, so reconciliation is done before month-end.

Capabilities

Spend controls a finance team can actually run.

Issue in seconds

Create a USD Visa card for anyone on the team instantly — one per person, vendor or project.

◎

Limits per card

Set a hard monthly cap on each card so spend can never quietly run past its budget.

❄

Freeze in one tap

Pause any card the moment someone leaves or a vendor wraps — and resume just as fast.

No FX surcharge

Pay overseas vendors in dollars at the real rate, without the up-to-13% markup eating margin.

↗

Real-time spend

Every authorisation appears instantly, tagged by card, so finance always sees the full picture.

◴

Funded from one balance

All cards draw from your business balance — top up once, allocate across the whole team.

Controls

Every card, on a leash your finance team sets.

Because each card is software, you decide exactly what it can do. Cap the monthly spend, lock it to the vendors it is meant for, freeze it the instant a project ends, and keep every charge tagged and reconciled — all without exposing your main balance.

Set a hard monthly limit on every team card

Lock cards to specific merchants or categories

Freeze instantly when someone leaves or a project ends

Card controls

•••• 5632

Monthly limit$3,200 / $5,000

Vendor merchantsAllowed

Ad platformsCapped

Cash & ATMBlocked

Card statusActive

Who it's for

For every kind of company spend.

◷

Ad & media buyers

A dedicated card per platform with its own cap, so ad spend never overshoots budget.

▤

SaaS & tooling

One card per subscription makes it obvious what you pay for — and easy to kill what you don’t.

⊞

Distributed teams

Give every team member a card with the right limit, wherever in the world they work.

↑

Vendor payments

Pay overseas suppliers in USD without the surcharge, and reconcile each one by card.

$1B+

moved & spent to date

1.6M

members worldwide

Instant

card creation & freeze

FX surcharge on USD spend

Questions

Virtual Cards, explained.

Everything you need to know about spending on an Eversend card. Still unsure? Talk to our team.

Anyone on your team. Create a USD Visa card per person, vendor or project, each with its own limit and rules, all managed from one business account.

Works with

Global Accounts

Get paid like a local in USD, GBP and EUR, then spend it on team cards.

↑

Payouts

Pay suppliers and staff across borders at true cost, alongside card spend.

◴

Multi-currency Wallets

Hold every currency your business touches and fund cards from one balance.

Give your team cards, and yourself control.

Open an Eversend business account, issue USD Visa cards in seconds, and run team spend with limits, freezes and real-time visibility.

Open an account Talk to sales