infra/payouts

Pay into any account, in 18 markets.

One endpoint for bank and mobile-money payouts across Africa and beyond: funded from your balance, delivered in about a minute on mobile money, reconciled for you.

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Banks + mobile money · 18 countries · 99.8% uptime

POST /v1/payouts

$ eversend payouts create \

--amount 250000 --currency KES \

--rail mpesa --to +254700123456 \

--fund usdc

{

"id": "po_3Kd9x2",

"status": "settled",

"rail": "mpesa",

"funded_by": "usdc",

"settled_in": "1m 36s"

}

// every rail, one api

Pick a market. The rails are already there.

Bank transfers and the mobile-money networks people actually use — one payload, the right rail selected for you.

NigeriaNGN

1 payout rail

Bank transfer · NIP

Bank transfer

57s median

// lifecycle

From request to settled — every step a webhook.

No polling. Subscribe once and get a signed event at each transition, with idempotency and automatic retries built in.

010ms

Created

You POST a payout. We validate, pick the rail and return an id instantly.

payout.created

02~1s

Funded

Drawn from your balance. Just-in-time USDC / USDT funding is coming soon.

payout.funded

03~2s

Dispatched

We send on the local bank or mobile-money rail in the recipient currency.

payout.dispatched

04~1 min · momo

Settled

Recipient is paid. We reconcile and fire the final signed webhook.

payout.settled

// coming soon · no prefunding

Soon, each payout funds itself.

Stop wiring millions to partner accounts and waiting. Coming soon: at the moment a payout is created, we draw the funding leg in USDC or USDT and dispatch on the local rail — so your working capital stays on your balance sheet until the second it moves.

No partner float, no idle balances

Funded 24/7 — weekends and holidays included

One funding leg, every market

the old way vs eversend

Prefunded

Wire millions days ahead → sit idle in partner accounts → reconcile manually → repeat per market.

Just-in-time · coming soon

Create payout → funded in stablecoin at send → dispatched on local rail → delivered in about a minute on mobile money, reconciled automatically.

countries

15+

mobile-money networks

~1 min

median on mobile money

99.8%

payout success rate

// the payouts api

Idempotent, webhook-driven, sandbox-first.

POST/v1/payoutsCreate a payout, funded from your balance

GET/v1/payouts/:idRetrieve status and timeline

GET/v1/payoutsList and filter payouts

POST/v1/payouts/:id/cancelCancel before dispatch

POST/v1/quotesLock an FX rate before sending

POST/v1/webhooksSubscribe to payout events

Idempotency keys

Retry safely — a key guarantees a payout is created exactly once.

Signed webhooks

Every transition is a verifiable event. No polling, no missed updates.

Automatic retries

Transient rail failures are retried for you, with clear terminal states.

Granular statuses

created → funded → dispatched → settled, plus failed and reversed.

Sandbox-first

Full test mode with simulated rails. Go live with the same payload.

Pay out in 12 currencies.

Fund in stablecoin, settle in local currency on the rail your recipient uses.

NGNKESXAFUGXGHSRWFTZSZMWXOFGBPUSDEURUSDCUSDT

Send your first payout today.

Grab a sandbox key and pay out from one balance you can top up with USDC or USDT.

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