// cross-border payments infrastructure

The end of prefunding.

Eversend is a cross-border payment infrastructure provider for businesses moving money into, out of and across Africa: collections, payouts, FX and settlement behind one API. And just-in-time funding is coming soon: the payout API will fund each transaction as it is created, so your treasury never sits in a partner account waiting.

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Licensed & regulated · 99.8% API uptime · sandbox in minutes

~/eversend · payout.sh

$ eversend payouts create \

--amount 250000 --currency UGX \

--rail mtn_momo --fund usdc

→ just-in-time funding · coming soon

{ "id": "pyt_8f2a", "funding": "just_in_time",

"status": "processing" }

200 OK · sandbox preview · settles in ~2 min

Live

// the difference

Today you wire millions ahead. Then they sit there.

Every payout company prefunds: SWIFT millions to partner accounts days in advance, park local currency, and hope demand matches. That’s dead capital and FX risk on your balance sheet. Coming soon, we replace it with one funding leg, the instant a transaction is created.

THE OLD WAY

Wire by SWIFT, 3–5 days ahead

Millions leave your treasury before a single customer transacts.

Park local currency in partner accounts

Idle balances spread across markets, exposed to FX swings.

Reconcile, top up, repeat

Operational drag and trapped working capital, every cycle.

WITH EVERSEND

Create the transaction

Call the API the moment your customer initiates. Once just-in-time funding launches, nothing sits prefunded.

Fund it just-in-time in stablecoin (coming soon)

One near-instant USDC/USDT funding leg, only for what’s actually moving.

We settle locally in minutes

Money lands on local rails. Your treasury earned right up to the second it moved.

0 days

prefunding, once just-in-time funding launches

Minutes

for a stablecoin top-up to land today

Soon

just-in-time funding leg

// the math

Every day of prefunding is capital you can't touch.

Prefunding means millions sit in partner accounts, doing nothing, waiting for demand to show up. Just-in-time funding, coming soon, hands that capital back. Move the sliders to see roughly how much.

Monthly payout volume$6.0M

Prefunding, the old way4 days

Locked in partner accounts today$800K

With just-in-time funding (coming soon)

Working capital freed

$800K

Put to work at ~5%, that's $40K a year you keep, instead of leaving it idle to fund payouts that haven't happened yet.

Capital freed ≈ monthly volume ÷ 30 × prefunding days; annual figure shown at a 5% rate.

// not ready to re-plumb?

Keep your setup. Just fund it in stablecoin.

Just-in-time is where funding is going — but you don't have to re-engineer to start. Fund your existing payout balance in bulk with USDC or USDT instead of wiring by SWIFT, and cut prefunding from days to hours today.

Explore stablecoin funding →

01Prefund by SWIFT — days ahead, partner holds your float

02Fund in stablecoin — in bulk, in minutes, keep your tech

03Just-in-time, coming soon: fund per transaction, zero prefunding

// the other direction

Collecting? We settle you same-day.

The same stablecoin engine runs in reverse, settling collections in your currency the same day instead of waiting on correspondent banks.

Same-day settlement on collections

FX at a quoted rate, our margin included

One API for collect, fund, pay and settle

One API · every rail

Every way money moves, as endpoints.

Collections, payouts, FX and balances, with just-in-time funding coming soon. Idempotent, webhook-driven, sandbox-first.

POST/v1/payoutsCreate a payout, funded from your balance POST/v1/fundingComing soon: settle a transaction’s funding leg in USDC / USDT POST/v1/collectionsCollect across markets, settled same-day POST/v1/fx/quoteLock a conversion rate before you convert

GET/v1/balancesRead multi-currency & stablecoin balances live

POST/v1/webhooksSubscribe to settlement & funding events

// who builds on us

For the companies moving money at scale.

REMITTANCE

Remittance companies

Pay out in 18 markets from one balance you top up with USDC or USDT, instead of prefunding a float in each.

PSP · FINTECH

PSPs & fintechs

Embed payouts, collections and FX into your product with one integration and a sandbox.

PLATFORM

Global platforms & marketplaces

Pay sellers, creators and partners in fast-growing markets from one balance you can fund in stablecoin.

99.8%

API uptime

~2 min

to local settlement

markets, one integration

currencies to pay out in

Coverage

Deep in fast-growing markets. Connected to the world.

countries

payout currencies

15+

networks

NGNKESXAFUGXGHSRWFTZSZMWXOFGBPUSDEURMTN MoMoAirtel MoneyM-Pesa

// built on trust

Infrastructure you can underwrite.

All systems operational· status →

Licensed & regulated

UgandaBank of Uganda

United StatesFinCEN, MSB

CanadaFINTRAC

KenyaAuthorised

ZambiaAuthorised (inbound)

Custody & security

Stablecoin custody via FireblocksFunds held in safeguarded accounts99.8% uptime · public status pageCompliance certifications underway

Backed by

TechstarsAtomico (Angel)SeedrsFast Track CapitalMetsola Ventures

Keep your millions. Fund from one balance.

Grab a sandbox key and top up from USDC or USDT today. Just-in-time funding is coming soon.

Get API keys Talk to sales