Can I send dollars directly to M-Pesa?

Yes. You just need the recipient's M-Pesa phone number. The dollars convert to shillings at the rate shown upfront and land in their wallet.

What is the USD to KES rate right now?

The rate at the top of this page is live, refreshed within the last 30 minutes. The shilling amount you see before sending is exactly what your recipient gets.

What does it cost to send from the US to Kenya?

The rate is shown before you send. M-Pesa payouts carry a fee of KSh 70 and bank payouts KSh 110. Wallet to wallet is free.

Do I need a Kenyan account myself?

No. You send from your Eversend USD balance, topped up from your US bank or card. Only your recipient needs M-Pesa, a bank account or an Eversend wallet.

Is Eversend licensed in the US?

Yes. Eversend is registered with FinCEN as a money services business in the US and has over 1.6 million registered users. Funds are safeguarded and transfers are tracked end to end.

HomeSend to Kenyafrom the US

🇺🇸🇰🇪USD → KES corridor

Send money from the US to Kenya.

The short answer

Tell someone in Kenya the money is on M-Pesa and nothing more needs explaining. This corridor puts it there from America: dollars in by bank transfer or debit card, shillings on M-Pesa in under two minutes at the median, USD to KES rate committed on screen. Kenyan bank accounts are equally reachable.

Licensed and safeguarded1.6M+ registered usersRate shown before you send

Send USD → KESUp to date

You send

$

🇺🇸USD

1 USD = 127.1 KESLIVE

fees included · updated in the last 30 min

Recipient gets

63,462.50

🇰🇪KES

fee KSh 70deducted, shown before you send

10,572.50 KES more than a typical bank transfer would deliver

Arrives in a few minutesmedian 1.6 min, last 90 days

Start this transfer

Today's rate · USD → KES

1 USD = 127.1 KESUpdated in the last 30 min

The rate refreshes every 30 minutes. The recipient amount you see already includes our commission: what you see is what they get.

Delivery times

How fast money arrives in Kenya.

Delivery depends on how the recipient is paid. These are measured times, not promises.

Mobile money

~2 min

94% land within 5 minutes

To their M-Pesa or Airtel Money wallet, day or night.

Bank account

~2 min

87% land within 5 minutes

Direct deposit to any major bank in Kenya.

Eversend

Instant

Lands the moment you send

If they have Eversend, the money is theirs the second you confirm.

Medians measured over the last 90 days of real transfers. A first transfer may need a one-time verification.

Send USD to Kenya in 3 steps.

01

Verify, once

First-time setup in minutes.

02

Fund in dollars

Bank transfer or debit card from your US account.

03

It's on M-Pesa

Their number, the committed rate, under two minutes.

Where the money lands

Payout methods in Kenya.

Mobile money

Straight to the wallet Kenya runs on.

M-PesaAirtel Money

Banks

Direct deposit to any major Kenyan bank.

KCBEquity BankCo-operative BankNCBAAbsa

USD → KES, compared

A typical bank

Eversend

Rate you see

Hidden until it lands

Shown before you send

Transfer fee

Wire fees at both ends

KSh 70 to mobile money, wallet free

Money arrives

2 to 5 business days

About a minute

Mobile money payout

Not supported

M-Pesa, Airtel Money

More ways to send to Kenya

🇰🇪Every way to send money to Kenya 🇺🇬Send from Uganda to Kenya 🇳🇬Send from Nigeria to Kenya 🇬🇧Send from the UK to Kenya 🇬🇭Send from Ghana to Kenya The live USD to KES rate page The best apps to send money to Africa, compared honestly

Send from the US to…

🇺🇸Everywhere you can send from the US 🇳🇬The US to Nigeria 🇬🇭The US to Ghana 🇺🇬The US to Uganda 🇨🇲The US to Cameroon

USD → KES questions.

M-Pesa and bank payouts land within a couple of minutes, measured over our last 90 days of transfers. Eversend to Eversend is instant. Your first transfer can take a little longer while we verify your identity once.

Say it's on M-Pesa.

The sentence every Kenyan understands, made true from the US.

Get the app See the live rate