What is the cedi to naira rate today?

The rate at the top of this page is live, refreshed within the last 30 minutes. The naira amount you see before sending is exactly what your recipient gets.

Can I send to OPay or PalmPay from Ghana?

Yes. OPay, PalmPay, Moniepoint and Kuda accounts are paid like bank accounts. Enter the account number and the money lands in about a minute.

How is this better than using a bank?

Most Ghanaian banks route cedis to naira through SWIFT, which stacks wire fees on both ends and takes days. Eversend converts directly at a rate you see upfront, and delivery is measured in minutes, not days.

How much does it cost?

The rate is shown before you send, and the payout fee to a Nigerian bank or fintech account is ₦58. Sending to another Eversend wallet is free.

Can I top up with MTN MoMo?

Yes. MTN MoMo is the fastest way to fund your Eversend balance in Ghana, and bank transfer works too.

HomeSend to Nigeriafrom Ghana

🇬🇭🇳🇬GHS → NGN corridor

Send money from Ghana to Nigeria.

The short answer

You can send cedis to Nigeria with Eversend, one of the few apps that runs this corridor properly. The naira lands in a Nigerian bank or fintech account like OPay in about a minute, measured over our last 90 days of transfers, and the GHS to NGN rate is shown upfront before you send.

Licensed and safeguarded1.6M+ membersRate shown before you send

Send GHS → NGNUp to date

You send

₵

🇬🇭GHS

1 GHS = 112.3 NGNLIVE

fees included · updated in the last 30 min

Recipient gets

112,206

🇳🇬NGN

fee ₦58deducted, shown before you send

106,990 NGN more than a typical bank transfer would deliver

Arrives in about a minutemedian 1.0 min, last 90 days

Start this transfer

Today's rate · GHS → NGN

1 GHS = 112.3 NGNUpdated in the last 30 min

The rate refreshes every 30 minutes. The recipient amount you see already includes our commission: what you see is what they get.

Delivery times

How fast money arrives in Nigeria.

Delivery depends on how the recipient is paid. These are measured times, not promises.

Bank account

~1 min

91% land within 5 minutes

Any Nigerian bank or fintech account with a NUBAN number.

Eversend

Instant

Lands the moment you send

If they have Eversend, the money is theirs the second you confirm.

Medians measured over the last 90 days of real transfers. A first transfer may need a one-time verification.

Send GHS to Nigeria in 3 steps.

01

Create your account

Download Eversend and verify your identity once. It takes a few minutes.

02

Add your GHS

Top up your Eversend balance with MTN MoMo or a bank transfer from your Ghanaian account.

03

Convert and send

Pick Nigeria, the amount, and how they're paid. The rate and fee are shown before you confirm, and the naira lands in about a minute.

Where the money lands

Payout methods in Nigeria.

Banks

Direct deposit to any major Nigerian bank.

GTBankAccess BankZenith BankUBAFirst Bank

Fintech accounts

Account-number payouts to the fintechs Nigerians use daily.

OPayPalmPayMoniepointKuda

GHS → NGN, compared

A typical bank

Eversend

Rate you see

Hidden until it lands

Shown before you send

Transfer fee

Wire fees at both ends

₦58 to bank account, wallet free

Money arrives

2 to 5 business days

About a minute

Fintech account payout

Not supported

OPay, PalmPay, Moniepoint

More ways to send to Nigeria

🇬🇧Send from the UK to Nigeria 🇺🇸Send from the US to Nigeria

Send from Ghana to…

🇬🇧Ghana to the UK

GHS → NGN questions.

Download Eversend, verify once, and top up your GHS balance with MTN MoMo or a bank transfer. Then pick Nigeria, enter the amount, and the naira lands in their bank or fintech account in about a minute.

Send cedis to Nigeria in the next few minutes.

Download Eversend, top up with MoMo, and your recipient is paid in naira in about a minute.

Get the app See the live rate