🇿🇲🇳🇬ZMW → NGN corridor
Send money from Zambia to Nigeria.
The short answer
Kwacha in a Zambian wallet, naira in a Nigerian bank account: this corridor bridges southern Africa's mobile money into West Africa's account-number economy. Fund from MTN or Airtel Zambia, enter the Nigerian account, confirm the name we echo back, and the ZMW to NGN figure you approved is what settles. Lusaka, Ndola, Kitwe and the wider Copperbelt all fund the same way, since the wallet travels with the phone rather than the branch.
Licensed and safeguarded1.6M+ registered usersRate shown before you send
Send ZMW → NGNUp to date
You send
ZK
🇿🇲ZMW
1 ZMW = 69.57 NGNLIVE
fees included · updated in the last 30 min
Recipient gets
69,516
🇳🇬NGN
fee ₦58deducted, shown before you send
69,516 NGN more than a typical bank transfer would deliver
Arrives in about a minutemedian 1.0 min, last 90 days
Start this transfer Today's rate · ZMW → NGN
1 ZMW = 69.57 NGNUpdated in the last 30 min
The rate refreshes every 30 minutes. The recipient amount you see already includes our commission: what you see is what they get.
Delivery times
How fast money arrives in Nigeria.
Delivery depends on how the recipient is paid. These are measured times, not promises.
Bank account~1 min
~1 min
91% land within 5 minutes
Any Nigerian bank or fintech account with a NUBAN number.
EversendInstant
Instant
Lands the moment you send
If they have Eversend, the money is theirs the second you confirm.
Medians measured over the last 90 days of real transfers. A first transfer may need a one-time verification.
Send ZMW to Nigeria in 3 steps.
01
Create your account
Download Eversend and verify your identity once. A few minutes, and only the first time.
02
Add kwacha
Top up from MTN Mobile Money or Airtel Money in Zambia. You do not need a Zambian bank account.
03
Send to a Nigerian account
Pick Nigeria, enter the amount and the account number. We show the account holder's name back to you before you confirm.
Where the money lands
Payout methods in Nigeria.
Banks
Direct deposit to any major Nigerian bank.
GTBankAccess BankZenith BankUBAFirst Bank
Fintech accounts
Account-number payouts to the fintechs Nigerians use daily.
OPayPalmPayMoniepointKuda
ZMW → NGN, compared
A typical bank
Eversend
Rate you see
Hidden until it lands
Shown before you send
Transfer fee
Wire fees at both ends
₦58 to bank account, wallet free
Money arrives
2 to 5 business days
About a minute
Fintech account payout
Not supported
OPay, PalmPay, Moniepoint
ZMW → NGN, compared
Rate you see
A typical bank
Hidden until it lands
Eversend
Shown before you send
Transfer fee
A typical bank
Wire fees at both ends
Eversend
₦58 to bank account, wallet free
Money arrives
A typical bank
2 to 5 business days
Eversend
About a minute
Fintech account payout
A typical bank
Not supported
Eversend
OPay, PalmPay, Moniepoint
ZMW → NGN questions.
Download Eversend, verify once, and top up from MTN Mobile Money or Airtel Money in Zambia. Then pick Nigeria, enter the amount and the recipient's account number, and the naira lands in about a minute.
Lusaka's wallets, Lagos's accounts.
Kwacha to name-checked naira at the approved figure.
eversendLicensed money transfer · rates are indicative, refreshed every 30 minutes · ZMW → NGN