What does my recipient in Nigeria need?

Just their account number, at any bank or a fintech like OPay or Kuda. Nigeria pays out to accounts over NIP rather than to mobile money, and we return the account name before you commit.

About a minute at the median once your account is verified, measured over our last 90 days of transfers.

What rate do I get from CFA to naira?

The live rate at the top of this page, refreshed within the last 30 minutes and locked when you confirm. The naira amount on screen is what they receive.

Is there a limit on what I can send?

Limits depend on your verification level and are shown in the app before you confirm, never discovered afterwards.

HomeSend to Nigeriafrom Senegal

🇸🇳🇳🇬XOF → NGN corridor

Send money from Senegal to Nigeria.

The short answer

You can pay someone in Nigeria straight from your Wave or Orange Money balance in Senegal. Eversend converts your CFA francs once and deposits naira into any Nigerian bank or fintech account in about a minute, with the account holder's name shown to you before the money moves. Plenty of international services still cannot take money from Wave; this route starts there.

Licensed and safeguarded1.6M+ registered usersRate shown before you send

Send XOF → NGNUp to date

You send

CFA

🇸🇳XOF

1 XOF = 2.335 NGNLIVE

fees included · updated in the last 30 min

Recipient gets

116,695

🇳🇬NGN

fee ₦58deducted, shown before you send

108,770 NGN more than a typical bank transfer would deliver

Arrives in about a minutemedian 1.0 min, last 90 days

Start this transfer

Today's rate · XOF → NGN

1 XOF = 2.335 NGNUpdated in the last 30 min

The rate refreshes every 30 minutes. The recipient amount you see already includes our commission: what you see is what they get.

Delivery times

How fast money arrives in Nigeria.

Delivery depends on how the recipient is paid. These are measured times, not promises.

Bank account

~1 min

91% land within 5 minutes

Any Nigerian bank or fintech account with a NUBAN number.

Eversend

Instant

Lands the moment you send

If they have Eversend, the money is theirs the second you confirm.

Medians measured over the last 90 days of real transfers. A first transfer may need a one-time verification.

Send XOF to Nigeria in 3 steps.

01

Verify once

Download Eversend and confirm your identity a single time.

02

Fund from Wave or Orange

Top up in CFA francs from the wallet you already use. No Senegalese bank account needed.

03

Pay their account

Nigeria, the amount, their account number. Check the name we return, then confirm.

Where the money lands

Payout methods in Nigeria.

Banks

Direct deposit to any major Nigerian bank.

GTBankAccess BankZenith BankUBAFirst Bank

Fintech accounts

Account-number payouts to the fintechs Nigerians use daily.

OPayPalmPayMoniepointKuda

XOF → NGN, compared

A typical bank

Eversend

Rate you see

Hidden until it lands

Shown before you send

Transfer fee

Wire fees at both ends

₦58 to bank account, wallet free

Money arrives

2 to 5 business days

About a minute

Fintech account payout

Not supported

OPay, PalmPay, Moniepoint

More ways to send to Nigeria

🇳🇬Every way to send money to Nigeria 🇬🇧Send from the UK to Nigeria 🇺🇸Send from the US to Nigeria 🇬🇭Send from Ghana to Nigeria 🇰🇪Send from Kenya to Nigeria

Send from Senegal to…

🇸🇳Everywhere you can send from Senegal 🇺🇬Senegal to Uganda 🇰🇪Senegal to Kenya

XOF → NGN questions.

Yes. Fund your Eversend balance from Wave or Orange Money in Senegal, and the payout lands in a Nigerian bank or fintech account. Wave cannot send to Nigeria on its own, which is exactly why this route exists.

Dakar to Lagos, from your Wave balance.

Fund from Wave and the naira is in their account in about a minute.

Get the app See the live rate