How do I send money from Uganda to Ghana by phone?

Top up from MTN MoMo or Airtel Money, pick Ghana, and enter the recipient's phone number. Their MoMo wallet is credited in about a minute.

What is the shilling to cedi rate today?

The live rate for this corridor is at the top of the page, refreshed within the last 30 minutes, and locked when you confirm.

What does each rail cost?

Mobile money payouts to Ghana carry a fee of ₵10 and bank deposits ₵8, both shown with the rate before you confirm. Eversend to Eversend is free.

Cogni Labs Ltd, the Eversend entity in Uganda, is authorised and regulated by the Bank of Uganda, and customer funds are held in safeguarded, segregated accounts.

HomeSend to Ghanafrom Uganda

🇺🇬🇬🇭UGX → GHS corridor

Send money from Uganda to Ghana.

The short answer

You can move Ugandan shillings to Ghana with Eversend, and both ends of this corridor run two rails: fund from MTN MoMo, Airtel Money or a Ugandan bank transfer, and pay out to a Ghanaian mobile money wallet or a bank deposit. Wallet transfers land in about a minute; use the bank rails when an invoice or a larger amount wants a paper trail. The UGX to GHS rate is shown before you confirm.

Licensed and safeguarded1.6M+ registered usersRate shown before you send

Send UGX → GHSUp to date

You send

USh

🇺🇬UGX

1 UGX = 0.003142 GHSLIVE

fees included · updated in the last 30 min

Recipient gets

618.44

🇬🇭GHS

fee ₵10deducted, shown before you send

618.44 GHS more than a typical bank transfer would deliver

Arrives in about a minutemedian 1.0 min, last 90 days

Start this transfer

Today's rate · UGX → GHS

1 UGX = 0.003142 GHSUpdated in the last 30 min

The rate refreshes every 30 minutes. The recipient amount you see already includes our commission: what you see is what they get.

Delivery times

How fast money arrives in Ghana.

Delivery depends on how the recipient is paid. These are measured times, not promises.

Mobile money

~1 min

88% land within 5 minutes

To their MTN MoMo or Telecel Cash wallet, day or night.

Bank account

~1 min

91% land within 5 minutes

Direct deposit to any major bank in Ghana.

Eversend

Instant

Lands the moment you send

If they have Eversend, the money is theirs the second you confirm.

Medians measured over the last 90 days of real transfers. A first transfer may need a one-time verification.

Send UGX to Ghana in 3 steps.

01

Verify once

Download Eversend and confirm your identity a single time.

02

Fund your way

MTN MoMo, Airtel Money, or a bank transfer from your Ugandan account.

03

Choose their rail

Their phone number for mobile money, or bank details for a deposit.

Where the money lands

Payout methods in Ghana.

Mobile money

Instant payout to the wallets Ghanaians use every day.

MTN MoMoTelecel CashAT Money

Banks

Direct deposit to any major Ghanaian bank.

GCB BankEcobankAbsaStanbicFidelity

UGX → GHS, compared

A typical bank

Eversend

Rate you see

Hidden until it lands

Shown before you send

Transfer fee

Wire fees at both ends

₵10 to mobile money, wallet free

Money arrives

2 to 5 business days

About a minute

Mobile money payout

Not supported

MTN MoMo, Telecel Cash

More ways to send to Ghana

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Send from Uganda to…

🇺🇬Everywhere you can send from Uganda 🇰🇪Uganda to Kenya 🇷🇼Uganda to Rwanda 🇬🇧Uganda to the UK 🇳🇬Uganda to Nigeria

UGX → GHS questions.

Yes. Fund by bank transfer in Uganda and pay out as a bank deposit in Ghana, all inside Eversend and without a SWIFT wire. Mobile money on either end is the faster option when you just need it to arrive.

Kampala to Accra, wallet or bank.

Two rails on both ends, one rate shown before you send.

Get the app See the live rate