Why is sending to a neighbouring country this involved?

Because the CFA franc and the cedi have no shared rail. Banks bridge them through euros or dollars and charge on each hop. Eversend replaces that with a single conversion at a rate you see first.

What do I need to start?

The Eversend app, one identity verification, and a mobile money balance in Côte d'Ivoire. Your recipient's phone number does the rest.

What is the CFA to cedi rate?

The live figure at the top of this page, refreshed within the last 30 minutes. The cedi amount previewed is the amount received.

Can I also receive money from Ghana?

Yes, the Ghana to Côte d'Ivoire corridor runs the other way and has its own page with its own live rate.

HomeSend to Ghanafrom Côte d'Ivoire

🇨🇮🇬🇭XOF → GHS corridor

Send money from Côte d'Ivoire to Ghana.

The short answer

Côte d'Ivoire and Ghana share a border and a lot of trade, but not a currency: crossing from CFA francs to cedis is a real conversion, and banks price it like an intercontinental one. Eversend converts once at the rate on this page, funds from your Ivorian mobile money wallet, and pays into MTN MoMo, Telecel Cash, AT Money or a Ghanaian bank in about a minute.

Licensed and safeguarded1.6M+ registered usersRate shown before you send

Send XOF → GHSUp to date

You send

CFA

🇨🇮XOF

1 XOF = 0.0207 GHSLIVE

fees included · updated in the last 30 min

Recipient gets

507.61

🇬🇭GHS

fee ₵10deducted, shown before you send

507.61 GHS more than a typical bank transfer would deliver

Arrives in about a minutemedian 1.0 min, last 90 days

Start this transfer

Today's rate · XOF → GHS

1 XOF = 0.0207 GHSUpdated in the last 30 min

The rate refreshes every 30 minutes. The recipient amount you see already includes our commission: what you see is what they get.

Delivery times

How fast money arrives in Ghana.

Delivery depends on how the recipient is paid. These are measured times, not promises.

Mobile money

~1 min

88% land within 5 minutes

To their MTN MoMo or Telecel Cash wallet, day or night.

Bank account

~1 min

91% land within 5 minutes

Direct deposit to any major bank in Ghana.

Eversend

Instant

Lands the moment you send

If they have Eversend, the money is theirs the second you confirm.

Medians measured over the last 90 days of real transfers. A first transfer may need a one-time verification.

Send XOF to Ghana in 3 steps.

01

Verify once

Download Eversend and confirm your identity a single time.

02

Fund in CFA francs

Top up from your Ivorian mobile money wallet.

03

Send across the border

Ghana, the amount, their phone number or bank details.

Where the money lands

Payout methods in Ghana.

Mobile money

Instant payout to the wallets Ghanaians use every day.

MTN MoMoTelecel CashAT Money

Banks

Direct deposit to any major Ghanaian bank.

GCB BankEcobankAbsaStanbicFidelity

XOF → GHS, compared

A typical bank

Eversend

Rate you see

Hidden until it lands

Shown before you send

Transfer fee

Wire fees at both ends

₵10 to mobile money, wallet free

Money arrives

2 to 5 business days

About a minute

Mobile money payout

Not supported

MTN MoMo, Telecel Cash

More ways to send to Ghana

🇬🇭Every way to send money to Ghana 🇳🇬Send from Nigeria to Ghana 🇬🇧Send from the UK to Ghana 🇺🇸Send from the US to Ghana 🇰🇪Send from Kenya to Ghana

Send from Côte d'Ivoire to…

🇨🇮Everywhere you can send from Côte d'Ivoire 🇺🇬Côte d'Ivoire to Uganda 🇷🇼Côte d'Ivoire to Rwanda 🇳🇬Côte d'Ivoire to Nigeria 🇨🇲Côte d'Ivoire to Cameroon

XOF → GHS questions.

In their MTN MoMo, Telecel Cash or AT Money wallet with just their phone number, or as a bank deposit. They install nothing and go nowhere; the wallet they already use is credited in about a minute.

Next door, without the bank detour.

Abidjan to Accra in about a minute, converted once.

Get the app See the live rate