What is the naira to cedi rate today?

The rate at the top of this page is live, refreshed within the last 30 minutes. The cedi amount you see before sending is exactly what your recipient gets.

Can I send to MTN MoMo in Ghana?

Yes. MTN MoMo, Telecel Cash and AT Money all work. You just need the recipient's phone number, and the money lands in about a minute.

How much does it cost?

The rate is shown before you send. Mobile money payouts carry a fee of ₵10 and bank payouts ₵66. Wallet to wallet is free.

Is it faster than a bank?

Yes. Banks route naira to cedis through correspondent accounts and take days. Eversend converts directly and delivery is measured in minutes over our last 90 days.

Yes. Eversend is a licensed money transfer service used by over 1.6 million people. Funds are safeguarded and every transfer is encrypted and tracked end to end.

HomeSend to Ghanafrom Nigeria

🇳🇬🇬🇭NGN → GHS corridor

Send money from Nigeria to Ghana.

The short answer

You can send naira to Ghana with Eversend. The cedis land in MTN MoMo, Telecel Cash or a Ghanaian bank account in about a minute, measured over our last 90 days of transfers, and the NGN to GHS rate is shown upfront before you send.

Licensed and safeguarded1.6M+ membersRate shown before you send

Send NGN → GHSUp to date

You send

₦

🇳🇬NGN

1 NGN = 0.008201 GHSLIVE

fees included · updated in the last 30 min

Recipient gets

400.03

🇬🇭GHS

fee ₵10deducted, shown before you send

400.03 GHS more than a typical bank transfer would deliver

Arrives in about a minutemedian 1.0 min, last 90 days

Start this transfer

Today's rate · NGN → GHS

1 NGN = 0.008201 GHSUpdated in the last 30 min

The rate refreshes every 30 minutes. The recipient amount you see already includes our commission: what you see is what they get.

Delivery times

How fast money arrives in Ghana.

Delivery depends on how the recipient is paid. These are measured times, not promises.

Mobile money

~1 min

88% land within 5 minutes

To their MTN MoMo or Telecel Cash wallet, day or night.

Bank account

~1 min

91% land within 5 minutes

Direct deposit to any major bank in Ghana.

Eversend

Instant

Lands the moment you send

If they have Eversend, the money is theirs the second you confirm.

Medians measured over the last 90 days of real transfers. A first transfer may need a one-time verification.

Send NGN to Ghana in 3 steps.

01

Create your account

Download Eversend and verify your identity once. It takes a few minutes.

02

Add your NGN

Top up your Eversend balance with a bank transfer from your naira account. Adding naira is free.

03

Convert and send

Pick Ghana, the amount, and how they're paid. The rate and fee are shown before you confirm, and the cedis land in about a minute.

Where the money lands

Payout methods in Ghana.

Mobile money

Instant payout to the wallets Ghanaians use every day.

MTN MoMoTelecel CashAT Money

Banks

Direct deposit to any major Ghanaian bank.

GCB BankEcobankAbsaStanbicFidelity

NGN → GHS, compared

A typical bank

Eversend

Rate you see

Hidden until it lands

Shown before you send

Transfer fee

Wire fees at both ends

₵10 to mobile money, wallet free

Money arrives

2 to 5 business days

About a minute

Mobile money payout

Not supported

MTN MoMo, Telecel Cash

More ways to send to Ghana

🇬🇧Send from the UK to Ghana 🇺🇸Send from the US to Ghana

Send from Nigeria to…

🇬🇧Nigeria to the UK

NGN → GHS questions.

Download Eversend, verify once, and top up your naira balance by bank transfer. Then pick Ghana, enter the amount, and the cedis land in their MoMo wallet or bank account in about a minute.

Send naira to Ghana in the next few minutes.

Download Eversend, add your NGN, and your recipient is paid in cedis in about a minute.

Get the app See the live rate