Can I send naira directly to M-Pesa?

Yes. You just need the recipient's M-Pesa phone number. Airtel Money and Kenyan bank accounts work too.

What is the naira to Kenyan shilling rate today?

The rate at the top of this page is live, refreshed within the last 30 minutes. The shilling amount you see before sending is exactly what your recipient gets.

How much does it cost?

The rate is shown before you send. M-Pesa payouts carry a fee of KSh 70 and bank payouts KSh 110. Wallet to wallet is free.

Why not just use a bank?

Most Nigerian banks route naira to shillings through SWIFT, which stacks wire fees on both ends and takes days. Eversend converts directly at a rate you see upfront, and delivery is measured in minutes.

Yes. Eversend is a licensed money transfer service used by over 1.6 million people. Funds are safeguarded and every transfer is encrypted and tracked end to end.

HomeSend to Kenyafrom Nigeria

🇳🇬🇰🇪NGN → KES corridor

Send money from Nigeria to Kenya.

The short answer

You can send naira straight to M-Pesa in Kenya with Eversend. The money lands on M-Pesa or in a Kenyan bank account within a couple of minutes, measured over our last 90 days of transfers, and the NGN to KES rate is shown upfront before you send.

Licensed and safeguarded1.6M+ membersRate shown before you send

Send NGN → KESUp to date

You send

₦

🇳🇬NGN

1 NGN = 0.09161 KESLIVE

fees included · updated in the last 30 min

Recipient gets

4,510.57

🇰🇪KES

fee KSh 70deducted, shown before you send

4,510.57 KES more than a typical bank transfer would deliver

Arrives in a few minutesmedian 1.6 min, last 90 days

Start this transfer

Today's rate · NGN → KES

1 NGN = 0.09161 KESUpdated in the last 30 min

The rate refreshes every 30 minutes. The recipient amount you see already includes our commission: what you see is what they get.

Delivery times

How fast money arrives in Kenya.

Delivery depends on how the recipient is paid. These are measured times, not promises.

Mobile money

~2 min

94% land within 5 minutes

To their M-Pesa or Airtel Money wallet, day or night.

Bank account

~2 min

87% land within 5 minutes

Direct deposit to any major bank in Kenya.

Eversend

Instant

Lands the moment you send

If they have Eversend, the money is theirs the second you confirm.

Medians measured over the last 90 days of real transfers. A first transfer may need a one-time verification.

Send NGN to Kenya in 3 steps.

01

Create your account

Download Eversend and verify your identity once. It takes a few minutes.

02

Add your NGN

Top up your Eversend balance with a bank transfer from your naira account. Adding naira is free.

03

Convert and send

Pick Kenya, the amount, and how they're paid. The rate and fee are shown before you confirm, and the money lands within minutes.

Where the money lands

Payout methods in Kenya.

Mobile money

Straight to the wallet Kenya runs on.

M-PesaAirtel Money

Banks

Direct deposit to any major Kenyan bank.

KCBEquity BankCo-operative BankNCBAAbsa

NGN → KES, compared

A typical bank

Eversend

Rate you see

Hidden until it lands

Shown before you send

Transfer fee

Wire fees at both ends

KSh 70 to mobile money, wallet free

Money arrives

2 to 5 business days

About a minute

Mobile money payout

Not supported

M-Pesa, Airtel Money

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Send from Nigeria to…

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NGN → KES questions.

Download Eversend, verify once, and top up your naira balance by bank transfer. Then pick Kenya, enter the amount, and the shillings land on M-Pesa or in a bank account within a couple of minutes.

Send naira to Kenya in the next few minutes.

Download Eversend, add your NGN, and your recipient is paid on M-Pesa within minutes.

Get the app See the live rate