We are both on MTN. Is this an MTN-to-MTN transfer?

It behaves like one for you, but XAF and cedis are different currencies in different countries, so a real conversion happens in the middle. Eversend does it once at the rate shown, instead of the double conversion a bank would run.

How does my recipient in Ghana receive it?

In their MTN MoMo, Telecel Cash or AT Money wallet with just a phone number, or as a bank deposit. Nothing to install on their side.

What will it cost me?

The rate is shown before you send. Mobile money payouts to Ghana carry a fee of ₵10 and bank deposits ₵8. Eversend to Eversend is free.

Can I send the other way, Ghana to Cameroon?

Yes, that corridor has its own page. Money moves both directions on Eversend, which most transfer apps in this region cannot say.

HomeSend to Ghanafrom Cameroon

🇨🇲🇬🇭XAF → GHS corridor

Send money from Cameroon to Ghana.

The short answer

You can send Central African CFA francs to Ghana with Eversend, funded from MTN Mobile Money or Orange Money in Cameroon. The cedis arrive in an MTN MoMo, Telecel Cash or AT Money wallet, or a Ghanaian bank account, in about a minute. If both of you are on MTN, the money still crosses two currencies and two countries; Eversend does that conversion once, at the rate on this page.

Licensed and safeguarded1.6M+ registered usersRate shown before you send

Send XAF → GHSUp to date

You send

FCFA

🇨🇲XAF

1 XAF = 0.01918 GHSLIVE

fees included · updated in the last 30 min

Recipient gets

948.98

🇬🇭GHS

fee ₵10deducted, shown before you send

923.99 GHS more than a typical bank transfer would deliver

Arrives in about a minutemedian 1.0 min, last 90 days

Start this transfer

Today's rate · XAF → GHS

1 XAF = 0.01918 GHSUpdated in the last 30 min

The rate refreshes every 30 minutes. The recipient amount you see already includes our commission: what you see is what they get.

Delivery times

How fast money arrives in Ghana.

Delivery depends on how the recipient is paid. These are measured times, not promises.

Mobile money

~1 min

88% land within 5 minutes

To their MTN MoMo or Telecel Cash wallet, day or night.

Bank account

~1 min

91% land within 5 minutes

Direct deposit to any major bank in Ghana.

Eversend

Instant

Lands the moment you send

If they have Eversend, the money is theirs the second you confirm.

Medians measured over the last 90 days of real transfers. A first transfer may need a one-time verification.

Send XAF to Ghana in 3 steps.

01

Verify once

Download Eversend and confirm your identity a single time.

02

Fund from MTN or Orange

Top up in CFA francs from your Cameroonian wallet.

03

Send to Ghana

Pick Ghana, the amount, and their phone number or bank details.

Where the money lands

Payout methods in Ghana.

Mobile money

Instant payout to the wallets Ghanaians use every day.

MTN MoMoTelecel CashAT Money

Banks

Direct deposit to any major Ghanaian bank.

GCB BankEcobankAbsaStanbicFidelity

XAF → GHS, compared

A typical bank

Eversend

Rate you see

Hidden until it lands

Shown before you send

Transfer fee

Wire fees at both ends

₵10 to mobile money, wallet free

Money arrives

2 to 5 business days

About a minute

Mobile money payout

Not supported

MTN MoMo, Telecel Cash

More ways to send to Ghana

🇬🇭Every way to send money to Ghana 🇳🇬Send from Nigeria to Ghana 🇬🇧Send from the UK to Ghana 🇺🇸Send from the US to Ghana 🇰🇪Send from Kenya to Ghana

Send from Cameroon to…

🇨🇲Everywhere you can send from Cameroon 🇳🇬Cameroon to Nigeria 🇪🇺Cameroon to Europe 🇺🇬Cameroon to Uganda 🇷🇼Cameroon to Rwanda

XAF → GHS questions.

Top up from MTN Mobile Money or Orange Money in Cameroon, pick Ghana, and enter the amount and the recipient's phone number. The cedis land in their mobile money wallet in about a minute.

Douala to Accra in about a minute.

Fund from your wallet and the cedis land on their phone.

Get the app See the live rate