What is a stablecoin settlement API?

It's the funding leg of a cross-border payout, exposed as an API. Instead of wiring dollars ahead of demand and parking local currency in a partner account in every market, you top up one balance from USDC or USDT, and it settles in minutes at any hour on any day. Funding each transaction the moment it is created, just-in-time, is coming soon. The rate is the one returned on your quote and it holds until the quote expires.

Can I use a stablecoin API for money transfers?

Yes, and this is the most common use for it. Licensed senders quote a locked rate to their customer, fund the payout from a stablecoin-funded balance, and we settle on the local rail in 10 African countries. The stablecoin leg replaces the correspondent bank leg. Your customer never sees a stablecoin.

Do you support domestic RTP and international stablecoin settlement in one API?

International stablecoin settlement into Africa, yes. Domestic real-time payment rails outside Africa, no. Inside Africa our payouts land on domestic real-time rails, which is what NIP in Nigeria and the mobile money networks are. If you need US or European domestic RTP alongside African settlement, we are the African half and you will want a domestic provider for the other.

PlatformAPIsStablecoin settlement

// api · stablecoin settlement

The stablecoin settlement API

The short answer

Fund payouts across 18 markets from a USDC or USDT balance, instead of prefunding a bank account in every country. Top-ups settle in minutes, convert at a rate returned on the quote, and pay out on the same rails as every Eversend transfer. Just-in-time funding per transaction is coming soon.

Get API keys Read the docs

99.8% uptime · 18 markets · no per-country prefunding

funding · usdc200 OK · sandbox

POST /v1/funding

  "source": "usdc",

  "amount": 25000,

  "for": "payout_batch_882"

→ balance funded · settles in minutes

{ "id": "fnd_2k9p", "status": "settled" }

minutes

Funding settlement

stablecoin leg · any hour · any day

Markets funded from one balance

coverage · no per-country float

Currencies to convert into

rate on quote · holds until expiry

99.8%

API uptime

eversend.statuspage.io

// what this is

Treasury that moves when payouts do.

Prefunding is dead capital: money parked in a partner account in every corridor, waiting. One USDC balance you top up as payouts need it shrinks that float today, and just-in-time funding, coming soon, will convert the moment a payout runs.

The funding leg settles in minutes at any hour, so weekend and night payouts do not wait for banking hours.

SourcesUSDC · USDT

NetworksTron · Ethereum · Solana · Base · Stellar · Polygon · BNB Chain

Converts to16 currencies, rate on the quote

Pairs withpayouts · batch payouts · webhooks

Custodysecured by Fireblocks

// the integration

Fund, convert, pay. One flow.

Top up once and pay out from the balance today. Coming soon: attach funding to a payout or a batch, and the conversion happens at execution time at the quoted rate.

request

$ curl https://api.eversend.co/v1/funding \

    -H "Authorization: Bearer sk_test_..." \

    -d source=usdc \

    -d amount=25000 \

    -d for=payout_batch_882

response200 OK · sandbox

{ "id": "fnd_2k9p",

  "source": "usdc",

  "status": "settled",

  "converted": { "currency": "NGN", "rate": "on_quote" } }

// fees

Network fee in, quoted rate on conversion.

Funding in costs the network fee for the chain you use, published on our pricing page. Conversion happens at the rate returned on the quote, before anything moves.

USDT in · Tron$4 network feeper on-chain transfer, from the pricing page

USDC in · Base$0.10 network feeper on-chain transfer, from the pricing page

Conversionon the quoterate and fee shown before you commit

network fees per chain are published in full on the pricing page

Get sandbox keys

Self-serve, in minutes. Real API, test money.

Fund a test batch

Sandbox USDC against a sandbox payout run.

Go live

Compliance review, then production keys. Just-in-time funding follows at launch.

Get API keys

Keep reading

use caseThe USDC off-ramp APIstablecoin to local rails use caseFor remittance companiesfund every corridor productStablecoin fundingUSDC & USDT balances guideEliminate prefunding in African payoutsexplainer · 6 min