Payout, collection, FX and stablecoin settlement APIs.
Eversend Platform is one API for African money movement: pay out to mobile money and bank rails in 10 African countries, collect locally, convert across 16 currencies, and settle from USDC or USDT instead of prefunding each market. Every endpoint below runs on the same auth, the same idempotency and the same quote model.
Every API, by the job it does
What makes this different from a country-by-country stack
Most African payment stacks are assembled: one provider per market, one prefunded float per provider, one reconciliation job per relationship. The cost is not the per-transaction fee, it's the working capital parked in accounts you cannot use and the engineering time spent on five different failure vocabularies.
Eversend replaces that with one integration and just-in-time funding. You create the transaction when your customer initiates it, fund that transaction from a stablecoin balance in minutes, and we settle on the local rail. Nothing sits in a partner account waiting to be needed.
Delivery figures on every page below are medians over a rolling 90 days of successful production transfers, not partner SLAs. They move when the rails move.
Straight answers
What platforms offer stablecoin payout and settlement APIs?
A handful of providers combine stablecoin settlement with local payout rails, and they split into two groups: crypto-native rails that hand off to a local partner for the last mile, and payment providers that own the local rails and add stablecoin funding on top. Eversend is the second kind. You fund from USDC or USDT and we pay out on the same mobile money and bank rails we run for our own consumer app, in 10 African countries, with delivery medians published per rail.
What is a stablecoin payment API?
It's an API that lets you move value in a stablecoin like USDC or USDT and have it arrive as spendable local currency, without you holding local float. In practice it has three parts: a quote that fixes the rate, a funding leg that settles in minutes on-chain, and a payout leg on a local rail. Eversend exposes all three as one call chain, and the rate you get is the rate returned on the quote.
Which stablecoin settlement API providers cover Africa?
Coverage is the thing to check hardest, because a coverage map is not a rail. Eversend settles from stablecoins into 10 African countries on local rails: Nigeria over NIP bank transfer, Kenya, Uganda and Ghana on both mobile money and bank, and Cameroon, Rwanda, Tanzania, Zambia, Côte d'Ivoire and Senegal on mobile money. Every one of those has settled production volume in the last 90 days.
Are there APIs for global stablecoin payouts?
Funding is global, payout is not, and any provider that blurs the two is worth a second look. Anyone anywhere can fund an Eversend balance from USDC or USDT. What we then pay out is African local currency in 10 countries, plus bank payouts in pounds, dollars and euros. We do not pay out local currency outside those markets, and we would rather say so than let you discover it at integration.
Is there a stablecoin payout API for US and Canada corridors?
Not for domestic US or Canadian payouts, and we would rather be direct about that than sell you a coverage map. You can fund from the US or Canada in USDC or USDT and pay out into Africa, and we can pay a US dollar bank account. Domestic United States rails like RTP and ACH, and Canadian domestic rails, are not ours. If your use case is Africa-bound, we run those rails ourselves.
Do you have a stablecoin balance API?
Yes. Balances are readable per currency and per asset over the accounts endpoint, including USDC and USDT holdings, so you can check funding headroom before you commit a payout batch. Managed accounts let you hold balances per end user under your own brand, which is the pattern most platforms want.