Eversend
PlatformRailsMTN MoMo
// rail · mtn momo · 4 markets

The MTN Mobile Money payout API

The short answer

Eversend's API pays out to MTN Mobile Money wallets in Uganda, Ghana, Rwanda and Cameroon. One POST to /v1/payouts with a phone number, funded from your balance or USDC. Medians below are measured from our last 90 days of production transfers. Sandbox keys in minutes.

Get API keysRead the docs
99.8% uptime · public status page · sandbox keys in minutes
payout · mtn momo200 OK
POST /v1/payouts
"rail": "mtn_momo",
"amount": 800000, "currency": "UGX",
"recipient": { "phone": "+2567..." }
→ delivered in 1m 05s
{ "id": "pyt_9k2f", "status": "delivered" }
1.1 min
Median delivery · Uganda · 81% within 5 min
median · last 90 days · production transfers
57s
Median delivery · Ghana
median · last 90 days · production transfers
4
MTN markets on one rail id
UG · GH · RW · CM
~2 min
To sandbox keys
self-serve · no sales call
// what this rail is

The wallet East and West Africa runs on.

MTN Mobile Money is the dominant wallet across Uganda, Ghana, Rwanda and Cameroon. For most recipients in these markets it is faster and more useful than a bank account, and it only needs their phone number.

Eversend runs this rail in production in all four markets. The medians on this page are measured from live transfers.

Markets🇺🇬 Uganda · 🇬🇭 Ghana · 🇷🇼 Rwanda · 🇨🇲 Cameroon
Recipient identifierphone number (MSISDN)
Fundingwallet balance · USDC · FX from 16 currencies
CurrenciesUGX · GHS · RWF · XAF
Status eventswebhooks · created → processing → delivered
// the integration

Four markets. One rail id.

The same payout call covers every MTN market: change the currency and the phone prefix, and the rail routes itself. Adding M-Pesa or Nigerian bank transfer later is a parameter change.

request
$ curl https://api.eversend.co/v1/payouts \
-H "Authorization: Bearer sk_live_..." \
-d rail=mtn_momo \
-d amount=2400 -d currency=GHS \
-d recipient.phone=+233241234567
response200 OK
{ "id": "pyt_7h3d", "rail": "mtn_momo",
"currency": "GHS",
"status": "processing",
"expected_delivery": "~1 min" }
// fees

One flat fee per market, on the quote.

Payout fees are flat or percentage per market and returned on every quote. These rows render from the same fee source of truth the API bills from.

MTN MoMo · UGXUSh 1,000flat, per payout
MTN MoMo · GHS₵10flat, per payout
MTN MoMo · RWFFRw 200flat, per payout
MTN MoMo · XAF0.54%of the payout amount
rendered from the fee source of truth · never retyped · the rate holds until the quote expires
01
Get sandbox keys
Self-serve, in minutes. Real API, test money.
02
Send a test payout
Hit a sandbox MoMo wallet in any market, watch the webhooks.
03
Go live
Compliance review, then production keys.
Get API keys

Keep reading

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