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How to fund payouts with USDC

5 min read · code-first · updated July 2026
The short answer

Instead of prefunding a bank account in every market, hold treasury in USDC and top up your payout balance as you need it: send USDC on any of seven supported networks, it settles in minutes at any hour, and converts to the payout currency at a rate returned on the quote. Just-in-time funding per payout is coming soon.

Why funding late beats prefunding

Prefunded float is capital parked in someone else's bank account, per corridor, doing nothing. Topping up in USDC close to when payouts run keeps more money on your balance sheet, and stablecoin settlement does not keep banking hours. Just-in-time funding, coming soon, moves the funding to the moment each payout runs.

Fund against a payout run (coming soon)

funding · usdc200 OK · sandbox
POST /v1/funding
"source": "usdc",
"amount": 25000,
"for": "payout_batch_882"

Mind the network fee

Bringing USDC in costs the network fee for the chain you use, published in full on our pricing page: from $0.10 on Base to a few dollars on Ethereum. High-frequency funders usually settle on Base, Solana or Tron and batch small runs together.

The conversion is quoted, not discovered

USDC converts to the payout currency at a rate returned on the quote, and the rate holds until the quote expires. Your unit economics are known before anything moves.

The settlement API, specified.

Networks, fees and quote behavior for stablecoin funding, on one page.

Stablecoin settlement API