Eversend
PlatformGuides
// guide · platform

How to fund payouts with USDC

5 min read · code-first · updated July 2026
The short answer

Instead of prefunding a bank account in every market, hold treasury in USDC and fund payouts just-in-time: send USDC on any of seven supported networks, it settles in minutes at any hour, and converts to the payout currency at a rate returned on the quote.

Why just-in-time beats prefunding

Prefunded float is capital parked in someone else's bank account, per corridor, doing nothing. Funding at execution time keeps the money on your balance sheet until the moment a payout actually runs, and stablecoin settlement does not keep banking hours.

Fund against a payout run

funding · usdc200 OK
POST /v1/funding
"source": "usdc",
"amount": 25000,
"for": "payout_batch_882"

Mind the network fee

Bringing USDC in costs the network fee for the chain you use, published in full on our pricing page: from $0.10 on Base to a few dollars on Ethereum. High-frequency funders usually settle on Base, Solana or Tron and batch small runs together.

The conversion is quoted, not discovered

USDC converts to the payout currency at a rate returned on the quote, and the rate holds until the quote expires. Your unit economics are known before anything moves.

The settlement API, specified.

Networks, fees and quote behavior for just-in-time funding, on one page.

Stablecoin settlement API