Eversend or Grey? Compare the payout map, not the sign-up flow.
The short answer
Both give you foreign account details to get paid from abroad. The comparison is about everything around that account: Eversend holds 16 currencies, sends to mobile money and banks across 18 countries in about a minute, runs hard routes like Kenya to Nigeria, and adds a virtual USD card and stablecoins, in one app with over 1.6 million registered users.
Receive in USD, GBP and EUR, hold 16 currencies, send to 18 countries, spend on a virtual USD Visa card, and hold value in USDC and USDT. Count how many the app you're comparing covers.
📱It sends to mobile money
M-Pesa, MTN MoMo, Airtel Money and more, with just a phone number, landing in about a minute measured over our last 90 days of transfers.
🔁It runs the hard African routes
Kenya to Nigeria, Ghana to Nigeria, Cameroon to Nigeria. Routes most services quietly skip, running in production with measured delivery times.
🏢A real business side
Business accounts with collections, payouts, payroll across markets, and an API. When your side hustle becomes a company, the account grows with you.
🛡Licensed where it counts
Bank of Uganda licences, FinCEN registration in the US, and remittance authorisation in Kenya. Customer funds are safeguarded and segregated.
Compare on what matters.
Here’s where Eversend stands on each. Run Grey and any other app you’re weighing through the same list, and see how they answer.
What to compare
Eversend
Grey / others
Foreign accounts (USD, GBP, EUR) in your name
Yes, 0.49% + fixed to receive
Yes
Currencies you can hold
16, converted at the rate you see
USD, GBP, EUR + your local currency
Send to African mobile money and banks
18 countries, about a minute
10 African corridors, mobile money and bank
Virtual USD card and stablecoins
Yes: card from $0.99, USDC and USDT
USD card at $4; USDT and USDC
Business accounts and API
Yes, collections, payouts and payroll
Business accounts; no monthly fees
Licensed, with customer funds safeguarded
Bank of Uganda, FinCEN, Kenya remittance
Check the app
Foreign accounts (USD, GBP, EUR) in your name
Eversend
Yes, 0.49% + fixed to receive
Grey
Yes
Currencies you can hold
Eversend
16, converted at the rate you see
Grey
USD, GBP, EUR + your local currency
Send to African mobile money and banks
Eversend
18 countries, about a minute
Grey
10 African corridors, mobile money and bank
Virtual USD card and stablecoins
Eversend
Yes: card from $0.99, USDC and USDT
Grey
USD card at $4; USDT and USDC
Business accounts and API
Eversend
Yes, collections, payouts and payroll
Grey
Business accounts; no monthly fees
Licensed, with customer funds safeguarded
Eversend
Bank of Uganda, FinCEN, Kenya remittance
Grey / others? Check the app.
Grey figures collected on 17 July 2026 and shown for comparison only. They are not reviewed or approved by Grey, and pricing and features change, so check the Grey app before you decide. Eversend figures are current and drawn from this site.
It depends what you need beyond receiving. Eversend adds 16-currency wallets, payouts to mobile money and banks across 18 countries, hard intra-African corridors, a virtual USD card and stablecoins, plus business accounts and an API. If receiving is only part of your money life, compare the whole stack.
Try Eversend and decide for yourself.
Download the app, check the live rate on your corridor, and see if it fits.
Grey is a trademark of its respective owner. Eversend is not affiliated with, endorsed by, or partnered with Grey. Grey figures on this page were collected by Eversend on 17 July 2026, are shown for comparison only, and are not reviewed or approved by Grey. Rates and features are current as of the last update and may change.
