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HomeSend to Zambiafrom Ghana
๐Ÿ‡ฌ๐Ÿ‡ญ๐Ÿ‡ฟ๐Ÿ‡ฒGHS โ†’ ZMW corridor

Send money from Ghana to Zambia.

The short answer

Ghana's cedi and Zambia's kwacha sit four thousand kilometres and two currency regimes apart, and this corridor closes both gaps in one send: MoMo funds it, MTN or Airtel in Zambia receives it, about a minute end to end. The GHS to ZMW figure is the contract, shown before you commit. The kwacha floats freely, unlike the CFA zones next door to Ghana, so this rate tracks the market rather than a peg.

Licensed and safeguarded1.6M+ registered usersRate shown before you send
Send GHS โ†’ ZMWUp to date
You send
โ‚ต
๐Ÿ‡ฌ๐Ÿ‡ญGHS
1 GHS = 1.583 ZMWLIVE
fees included ยท updated in the last 30 min
Recipient gets
1,567
๐Ÿ‡ฟ๐Ÿ‡ฒZMW
fee ZK 16deducted, shown before you send
1,477 ZMW more than a typical bank transfer would deliver
Arrives in about a minutemedian 0.8 min, last 90 days
Start this transfer
Today's rate ยท GHS โ†’ ZMW
1 GHS = 1.583 ZMWUpdated in the last 30 min
The rate refreshes every 30 minutes. The recipient amount you see already includes our commission: what you see is what they get.
Delivery times

How fast money arrives in Zambia.

Delivery depends on how the recipient is paid. These are measured times, not promises.

Mobile money
~1 min
89% land within 5 minutes
To their MTN Mobile Money or Airtel Money wallet, day or night.
Eversend
Instant
Lands the moment you send
If they have Eversend, the money is theirs the second you confirm.
Medians measured over the last 90 days of real transfers. A first transfer may need a one-time verification.

Send GHS to Zambia in 3 steps.

01
Create your account
Download Eversend and verify your identity once. A few minutes, and only the first time.
02
Add cedis
Top up with MTN MoMo or a bank transfer from your Ghanaian account.
03
Send to a Zambian wallet
Pick Zambia, the amount, and the recipient's phone number. The rate and fee show before you confirm.
Where the money lands

Payout methods in Zambia.

Mobile money
Instant payout to the wallets Zambians use every day.
MTN Mobile MoneyAirtel Money
Eversend wallet
Free and instant between Eversend accounts.
Eversend to Eversend
GHS โ†’ ZMW, compared
A typical bank
Eversend
Rate you see
Hidden until it lands
Shown before you send
Transfer fee
Wire fees at both ends
ZK 16 to mobile money, wallet free
Money arrives
2 to 5 business days
About a minute
Mobile money payout
Not supported
MTN Mobile Money, Airtel Money

GHS โ†’ ZMW questions.

Download Eversend, verify once, and add cedis with MTN MoMo or a bank transfer. Pick Zambia, enter the amount and the recipient's phone number, and the kwacha arrives in their mobile money wallet.

West to southern Africa, one send.

Cedis to kwacha at the figure on your screen.

eversendLicensed money transfer ยท rates are indicative, refreshed every 30 minutes ยท GHS โ†’ ZMW