Eversend
The cross-border money account

Your money crosses borders. Your account should too.

Hold dollars and euros. Send to any phone or bank account. Spend online with a virtual card. One Eversend account, built for money that crosses borders.

Download on the App StoreGet it on Google Play
4.4★ Trustpilot·1.6M+ members
LiveEversend Network
87% completed within 5 minutes
Average delivery time58s
Measured creation to delivery · anonymised
$1B+
Transferred across borders
1.6M+
Eversend members
30+
Countries reached
16
Currencies supported
Licensed & registered in key markets·Customer funds safeguarded·Digital assets secured by Fireblocks
As featured in
BBCCNNBloombergForbesCNBC Africa
The problem

Banks were built around countries. Your money was not.

Your clients may pay in dollars. Your family needs mobile money. Your subscriptions need a card that works. Your savings need stronger currencies. Eversend brings that cross-border life into one account.

Send & receive

Send money in seconds.

Send to mobile money, bank accounts and Eversend across 30+ countries — and from local African currencies to the US, UK and Europe, one of the few that can. The live rate is shown before you send, fees included.

Live exchange rate
Fees included
Mobile money & bank
Arrives in seconds
Send moneyRate locked
You send
$
1 USD = 3,705 UGXLive rate
Fees included · updated just now
Recipient gets
1,852,500
FX margin 0.90%$4.50 · no hidden fees
You save 101,888 UGX vs a typical bank transfer
Arrives in secondsavg 0.7s to UGX
Check this rate
The real cost

Your bank fails you across borders.

Hidden FX margins, declined cards abroad, and transfers that take days. On a $500 transfer to mobile money, here's what reaches the other side, next to a typical bank and other fintech apps.

A typical bank
Other fintech apps
Eversend
Cross-border account
FX margin
5–6%, hidden in the rate
2–4%, often hidden
0.90%–1.50%, shown upfront
Transfer fee
$15–40 fixed wire fee
$2–5 + add-ons
Low flat fee
Online payments
Declined · up to 13% FX
Sometimes works
Works · 0.90–1.50% FX
Money arrives
2–5 business days
Minutes to hours
Seconds to minutes
Hold USD & EUR
Not available locally
Limited
Hold 16 currencies
Recipient gets
≈ 1,720,000
≈ 1,810,000
1,852,500 UGX
Illustrative comparison on a $500 transfer · bank figures based on ~5–6% FX margin plus a fixed wire fee, fintech on ~2–4% plus add-ons. Everyone earns on FX. We keep ours low and visible.
One account

One account for every currency your life touches.

Send and receive. Hold and convert. Spend anywhere a card works.

Who it's for

However your money needs to move, it's here.

Send money home

Send to family on mobile money or bank accounts, at great rates, arriving in seconds.

YOU SEND
£500
from your account
CONVERT
FX
Live rate
great rates
ROUTE
MOBILE MONEY
Family paid
in seconds
Virtual cards

Pay online from your Eversend balance.

Local cards get declined on Netflix, Meta Ads and AWS. And when they do work, banks can hide up to 13% in FX fees. Eversend virtual cards charge a clear 0.90% to 1.50%, funded from your balance and spendable anywhere Visa works. Freeze any card in one tap.

BALANCE
USD 1,240
FUND
CARD
•••• 0175
SPEND
MERCHANT
Global
Create cards in the app
Pay online, globally
Freeze instantly
A card for each purpose
Create a virtual card
Eversend virtual card
SUBSCRIPTIONS
Active · 6 cards
SPEND CONTROL
Freeze anytime
Meta AdsNetflixAWSFigmaTravel
Receive

Get paid like a local.

Receive USD and EUR where available, hold stronger currencies, convert when needed, and withdraw locally through supported rails.

BANK RAIL · IN
Client pays
USD or EUR
RECEIVE
EVERSEND ACCOUNT
Hold or convert
stronger currencies
WITHDRAW
MOBILE MONEY · BANK
Withdraw locally
where supported
Receive availability varies by market
Hold dollar value

Hold dollar value in USDC & USDT.

When your local currency slips, hold value in dollars and stablecoins, and convert back where supported.

Dollar valueUSDC & USDTConvert anytimeRegulated
MOBILE MONEY · FROM
250,000 KES
local
CONVERTING
STABLECOIN · TO
1,924.50 USDC
held safe
In their words

Loved by 1.6M people across 30+ countries.

4.2
App Store
4.0
Google Play
4.4
Trustpilot

Look at Eversend easing my struggle. Local and cross border remittances just got way too seamless.

S
Sophia Alwoch
@Salwoch_
Send & Receive

The swift customer response shows they have customers at heart. Eversend is the safest for me — it helps me receive payments from my international partners.

O
Olatunji Mayowa
Trustpilot · Feb 2026
Global Account
★★★★★

Very good app, easy transactions — convert currency, send money to your bank, and even activate a virtual card I use for my student subscriptions. Customer service is top notch. As a university student I highly recommend it.

F
Forchung Kezia Faith
Google Play · Mar 2026
Virtual Cards
Programs & partners
TechstarsVisa Accelerator ProgramGoogle for Startups AcceleratorOne Tree Planted
Trust & security

Licensed. Protected. Proven.

Licensed
Bank of Uganda licences
FinCEN MSB registration (USA)
FINTRAC registration (Canada)
Remittance-authorised in Kenya & Zambia
Protected
Customer funds safeguarded & segregated
Digital assets secured by Fireblocks
256-bit encryption
Two-factor authentication
Proven
$1B+ transferred
1.6M+ members
Operating since 2019
30+ countries · 16 currencies
More of Eversend

One Eversend. Three ways to move money.

PersonalYou're here
For your money

Hold, send, spend and receive across countries, from one account in your pocket.

Get the app
Business
For your company

Collect, hold, convert and pay across Africa and the world, from one business account.

Explore Business →
Platform
For your product

Build cross-border payouts, collections and settlement on Eversend rails, with just-in-time funding.

Explore Platform →

Money without borders.

Open your account in minutes and start moving money the way you actually live.

Download on the App StoreGet it on Google Play